Apps That Loan You Money Instantly Same Day! Сash advance quick FUNDING

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Last Updated on 6 months by Komolafe Bamidele

You might want to consider the options available to you if you need more money to cover unexpected expenses. 

There are numerous applications that provide you with short-term loans and no fee attached even without a credit check.

 What are the differences between these loan apps? 

In this blog post, we will discuss 5 such Apps That Loan You Money Instantly Same Day. 

We will discuss their requirements, the amount of money you can borrow, repayment methods as well and the advantages to help you in picking the one that is right for you.

 Let’s begin. 


B9 offers loans up to $500 with no credit check and zero interest

B9 offers loans up to $500 with no credit check and zero interest.

 However, there are specific requirements. Firstly, open a checking account via the B9 banking system and directly deposit your income into it.

The second requirement mandates a monthly subscription fee, which varies from $9.99 to $19.99 based on your borrowing limit. 

Lastly, you cannot borrow more than 10% of your total direct deposits per pay period. 

Using B9 comes with a lot of benefits. 

This includes cashback on certain spending categories like groceries, gas stations, and restaurants, swift peer-to-peer transfers, and access to ATMs. 

You can also select your payback date, as long as it falls within 30 days of borrowing.

Varo Money

Varo Money is a mobile banking app that gives you the opportunity to save money, improve your credit record and also allows you to borrow loans. 

Through their Varo Advance feature, you have the option of borrowing between $20 – $250 without it having any effect whatsoever on your credit score. 

Before you can qualify for such loan offers, you need to be a member of Varo Money for at least 30 days and also need to have made direct deposits to your Varo account as well.

In addition to that, there’s a one-time fee that ranges from $4 – $15, depending on the borrowed amount. 

Their repayment date varies. This means you can pay back anywhere from 15 – 30 days.

 You also have the choice of paying directly using the Varo app or setting up automatic repayments on your Varo account. 

Varo Money offers other services such as high-yielding savings accounts, protection against overdrafts and early access to your income. 

Cash App


Cash App stands out as a widely-used mobile application, empowering users to effortlessly transfer funds, trade stocks, purchase and sell bitcoin, and partake in various financial transactions. 

The Cash App Borrow service extends the possibility to borrow sums ranging from $20 to $200, without the need for a credit check.

Nevertheless, your eligibility depends on your credit history, possession of a Cash Card, and how frequently you use the app. 

One of the good things about Cash App is that you can receive an immediate estimate of your borrowing capacity via the app without even submitting an application.

When opting for Cash App Borrow, you can make payments on a weekly or monthly basis. 

You also retain the flexibility to repay the loan ahead of schedule or extend the due date once per loan. 

Irrespective of the repayment timeline, a fixed 5% fee on the borrowed amount applies.

Vola Finance

Vola Finance

Vola Finance offers a loan service with a maximum limit of $300, all without subjecting applicants to a credit check or interest charges. 

To use Vola Finance, you must maintain an active bank account with a spending history for at least three months and a source of income. 

Additionally, you’ll need to select one of two membership tiers: Basic, which is free, or Premium, priced from $2.99 to $28.99 monthly. 

Opting for the Premium membership unlocks access to larger loan amounts, reduced costs, and more perks.

Repaying Vola Finance is straightforward, with funds withdrawn directly from your bank account and transferred back to Vola Finance. 

You have the freedom to settle the outstanding balance ahead of schedule or request an extension if needed. 

Depending on your membership level, Vola Finance provides the choice between instant or traditional bank transfers for fund disbursement.


Gerald offers loans of up to $215 without the need for credit verification

Gerald offers loans of up to $215 without the need for credit verification.

 To access Gerald’s services, you should link an active bank account with a spending history of at least three months

 and maintain a dependable income source while being aware of your upcoming paycheck date. 

Your owed amount to Gerald will be automatically deducted from your next paycheck upon issuance.

Gerald provides its services for a monthly fee of $9.99. 

However, certain qualifications, such as a low debt-to-income ratio or good credit, can exempt you from this cost. 

Furthermore, Gerald offers valuable resources for budget creation, personal finance education, and personalized support.

Tips on Building Your Credit History

Although these loan applications might be of immediate assistance, it is just as important to think about how your financial situation will be in the future. 

Improving your credit score is one strategy you may use to strengthen your financial stability. 

Apps That Loan You Money Instantly Same Day

This, in turn, can pave the way for loans in the future that have improved terms and reduced interest rates.

There are a number of ways that you can use to improve your credit score.

 Some of these methods include prompt payment of bills, using your credit wisely, and careful monitoring of your credit report for errors. 

If you make good use of the credit-building tools offered by some of the apps we discussed in this article and repay any loan you borrow from them on time, then your credit score might potentially improve.


These loan applications might be a lifesaver for users who are in urgent need of cash but do not want to go through the pain of applying for a loan through the traditional way. 

However, it is important that you make wise use of them and look for other means by which you may create your long-term financial stability. 

Before applying for a loan, always make sure you have a good understanding of the terms and conditions, as well as any fees associated with it.

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