Last Updated on 8 months by Komolafe Bamidele
PayPal is one of the best and easy-to-use online payment platforms for all internet users, it is so unfortunate that most people always look for its PayPal alternatives in Nigeria.
As at the moment of writing this article millions of people use PayPal as means of receiving and sending funds especially when it comes to e-commerce and other online transactions.
Unfortunately, Nigeria is one of the countries that are blacklisted from using PayPal. The reason for doing this is known to everyone because PayPal did not state the reason for doing so.
That is why I’m creating this informative article to list and explain how to use PayPal in Nigeria and also the available PayPal alternatives in Nigeria.
If you are a digital marketer, blogger, affiliate marketer, drop shipper, freelancer social media marketer, and other related professions, then this informative article is for you. You can make use of the available PayPal alternatives as your payment gateway.
Tables Of Contents
Why PayPal blacklisted Nigeria?
At the moment we are not sure why PayPal is not available for Nigerians, although there are several speculations that Nigeria’s blacklist from PayPal is due to a high rate of internet fraud and other related issues.
There have always been NO to several requests from Nigerian internet marketers and other professionals that want to make use of PayPal as their payment gateway.
PayPal management is yet to make receiving and sending money PayPal available to Nigerians.
If you are a blogger, marketer, digital marketer, and other related professions.
You can still make use of the available PayPal alternatives as your payment gateway because PayPal is currently not available for Nigerians.
Can a Nigerian Still Make Use Of PayPal?
Yes, as a Nigerian you can make use of PayPal to buy goods and services online with your credit card, but you won’t be able to receive payment with your PayPal account if you create a Nigerian PayPal account.
Can I still get a free PayPal account in Nigeria that receives and sends?
You can create a PayPal account in Nigeria with a simple PayPal hack.
To create a PayPal account in Nigeria That has the receive and send functionality, you need to select other countries like Lesotho, South Africa, United States, United Kingdom, and other countries.
You won’t be able to create a PayPal account that can send and receive funds if you select Nigeria as a country when creating your PayPal account.
If you select any other countries that support PayPal then you can send and receive funds with the PayPal account.
If you want to create a PayPal that send and receive funds in Nigeria then read this article HERE
What can I use instead of PayPal in Nigeria? PayPal Alternatives in Nigeria
That is the main reason for creating this informative article to list and explain how to use another payment gateway instead of PayPal in Nigeria.
Wise, Formerly TransferWise: Online Money Transfers Gateway
Wise is one of the best PayPal alternatives for Nigeria as of 2022, it’s formerly known as TransferWise, but his brand name is Wise payment gateway.
This credible online payment platform is easy and simple to use, it is created for Nigerian internet marketers, digital marketers, bloggers, freelancers, drop shippers, as well as online marketers from other countries.
With Wise, you can send and receive funds in Nigeria and other countries of the world with little chargers compared to what PayPal charges its users.
Log on to the official website wise.com of Wise and sign up to create an account that allows you to send and receive funds in Nigeria.
Skrill: Online Wallet for Money Transfers & Online Payments
You can make use of Skrill as a PayPal alternative in Nigeria, Skrill comes with amazing benefits for Nigerians when it comes to sending and receiving funds.
Skrill is one of the most popular online payment gateways on the internet at the moment of creating this article. All you need to sign up on Skrill is your email address and other related information.
You can send and receive funds with your email address. Sign up for Skrill to make payments for goods and services online without stress.
Payoneer: Pay & Get Paid Worldwide
Payoneer is one of the popular and most used PayPal alternatives in Nigeria.
Payoneer was founded in 2005 in the United States, it is one of the best payment gateways for Nigerians and other countries of the world.
The most interesting part about Payoneer is that they will create a United States bank account for you immediately after you create a Payoneer account.
It is simple and easy to make use of Payoneer as your payment gateway for your e-commerce website and carry out other online transactions.
What is still waiting for? Log on to Payoneer.com official website to sign up for Payoneer
Western Union Money Bank Transfer – Send Money Direct to Bank Account
Western Union Money Bank Transfer is one of the oldest and traditional methods of receiving payment from abroad in Nigeria.
You can make use of Western Union money bank transfer to receive payment to your local bank account in Nigeria.
It is simple and easy to make use of Western Union to receive payment from abroad into your Nigerian bank account.
Log on to the official website of Western Union Money Bank Transfer to create an account and you’ll be able to make use of it to send and receive funds anywhere in the world.
Domiciliary Account/ Bank Wire Transfer – Send and Receive Money in Nigeria
Domiciliary Account/ Bank Wire Transfer is also one of the best PayPal alternatives in Nigeria.
It is simple and easy to use Domiciliary Account/Bank Wire Transfer. All you need to do is to walk into your local commercial Bank to create a domiciliary account that is designed to receive payment from abroad.
And you’ll be able to withdraw your funds in different currencies like Dollar, Pound, and others.
2Checkout: Online Payment Processing
2checkout is one of the best online payment platforms especially when it comes to transaction fees because they charge a little per cent of your funds.
The 2checkout account is free and simple to create. All you need is your email address and other related information.
It is simple and easy to deposit into your 2checkout account, and your transactions, funds, and data are secure, safe and won’t be shared with third-party individuals or organizations.
Paystack – Modern Online and Offline Payments for Africa
Paystack is also one of the best PayPal alternatives in Nigeria, Paystack is available for freelancers, bloggers, affiliate marketers, and others to send and receive funds easily in Nigeria.
You can deposit funds from your local bank account to your Paystack account, likewise,..
You can send and receive payment from other online platforms like PayPal Skrill, Payoneer, a Bitcoin wallet, and others.
Within a few minutes, you can create an account on Paystack.
Bitcoin – Your Gateway to Bitcoin & Beyond
Bitcoin is one of the most used payment platforms in Nigeria and other countries of the world currently.
It is simple and easy to make use of payment Bitcoin as a payment gateway for your e-commerce website.
You can also make use of bitcoin to buy any goods or services online because over 50% of popular e-commerce stores accept it.
Bitcoin is booming at the moment of writing this article. You might consider investing in Bitcoin.
Download the Luno Wallet or other digital wallet on Google Play Store or Apple iOS store to make use of bitcoin to send or receive funds in Nigeria without complications.
Flutterwave – Transforming Payments in Africa
Flutterwave is one of the best, simple, and easy-to-use PayPal alternatives in Nigeria.
You can create a Flutterwave account within 2 minutes all you need is your email address, first and last name and other personal information.
Flutterwave account will allow you to send and receive funds easily in Nigeria and other countries.
It is suitable for those who run an e-commerce website, digital marketers, digital product creators, bloggers, and other professionals in Nigeria.
Interswitch Web Pay – Electronic Payment and Digital Commerce
Interswitch Web Pay is one of the best PayPal alternatives in Nigeria. Interswitch Web Pay is created for Nigeria to send and receive funds, it is fast, easy, and simple to use.
Aside from that, Interswitch Web Pay charges a little fee on each transaction you carry out on the digital platform.
You can also use, Interswitch Web Pay to pay local bills in Nigeria like electric bills, cards, data, and more.
It is simple and easy to register on Interswitch Web Pay.
Why Should You Consider Those PayPal Biggest Competitors or Alternative In Nigeria?
PayPal is one of the most popular online payment platforms in the world and they charge a very high fee whenever you send or receive funds into your PayPal account.
That is the main reason you should consider any of these PayPal alternatives in Nigeria because they don’t charge as high fees as PayPal do.
Poor Customer support
A lot of people have complained about the poor condition of PayPal customer support, maybe because they have millions of users or other reasons.
For good and quality customer support, you can make use of the available PayPal alternatives in Nigeria.
Although some of the PayPal alternatives in Nigeria also have poor customer support.
Notwithstanding PayPal is one of the worst payment processors when it comes to customer service.
Frequent accounts limitations
PayPal is known for blocking, restricting and limitation of their users account whenever they violate their policy either knowingly or unknowingly.
Thousands of people have lost millions of dollars to PayPal due to account blocking and other account restrictions.
To avoid losing your funds to PayPal you can make use of the available alternatives in Nigeria.
These alternatives don’t block or limit their users’ accounts as PayPal does, especially for Nigerians.
Wrapping Up Best Payment Alternatives In Nigeria
These are the best and most reliable PayPal alternatives in Nigeria.
You can choose any of these online payment platforms as your payment gateway for your e-commerce website, digital store, you can send and receive funds online both locally and internationally with these digital platforms.