1st Formations UK Stripe Account Guide – The Easiest Way for Non-Residents to Get Started!”

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Last Updated on 4 weeks by Komolafe Bamidele

If you’re a non-UK resident looking to set up a UK company and get a Stripe business account, you’re in the right place. 

Many entrepreneurs face challenges when trying to register on Stripe due to their country not being supported. However, by forming a UK limited company through 1st Formations, you can access Stripe and other financial services with ease.

In this detailed guide, we’ll walk you through the 1st Formations UK Stripe Account step-by-step process of company formation, setting up a UK Stripe account, and ensuring smooth business operations as a non-resident.

Let’s get started!

Why Use 1st Formations for UK Company Registration?

Why Use 1st Formations for UK Company Registration?

Starting a business in the UK as a non-resident can be complicated, but 1st Formations simplifies the entire process. With so many company formation agents available, why choose 1st Formations? 

Here are some key reasons:

  1. Comprehensive Company Formation Services – They handle everything from registering your company with Companies House to helping you get set up with a UK business bank account.
  2. Prestigious London Registered Office Address – Your company needs a UK address, and 1st Formations provides one in Covent Garden, London, a prime business location.
  3. Mail Forwarding Services – Receive scanned copies of official mail (from HMRC, Companies House, etc.), ensuring you never miss an important document.
  4. Tax and Compliance Support – Filing annual returns, VAT registration, and corporate tax management can be daunting, but 1st Formations offers expert guidance.
  5. Quick Processing Time – Your company can be registered within 24-48 hours, allowing you to start operating immediately.

Additionally, 1st Formations offers cost-effective packages specifically designed for non-UK residents, ensuring a hassle-free setup at a fraction of the cost of hiring a lawyer or accountant.

👉 Start your UK business with 1st Formations and get a discount today!

Step-by-Step Guide to Setting Up a UK Company with 1st Formations

Step-by-Step Guide to Setting Up a UK Company with 1st Formations

1. Choose the Right Company Structure

For non-residents, the most suitable company type is a Private Limited Company (Ltd). This structure is beneficial because:

  • Limited Liability Protection – Your personal assets are protected, meaning you’re not personally responsible for company debts beyond your investment.
  • Global Credibility – A UK Ltd company is recognized internationally, making it easier to do business worldwide.
  • Flexibility in Ownership – You can be the sole director and shareholder, or you can have multiple business partners.

Other structures, such as sole proprietorships, aren’t available to non-residents, making an Ltd the best option.

Zenithtechs Recommends: Florida LLC Formation – How to Start a Florida LLC in 2025 (Step-by-Step Guide)

2. Select a Unique Company Name

Select a Unique Company Name

Your company name must be unique and not infringe on existing trademarks. Use 1st Formations’ name checker to ensure your desired business name is available and not already registered with Companies House. Some key tips when choosing a name:

  • Avoid names that are too similar to existing businesses.
  • Ensure the name aligns with your brand’s image.
  • Check for domain availability if you plan to launch a website.

3. Provide a UK Registered Office Address

Every UK business must have a registered office address. This is a legal requirement, as it’s the official location where HMRC and Companies House send important correspondence.

1st Formations provides a Covent Garden, London address, ensuring compliance and giving your company a prestigious business presence. Even though you may not physically operate in the UK, having an official registered office in a prime location adds credibility and professionalism to your business.

4. Appoint Directors and Shareholders

Appoint Directors and Shareholders

  • A UK company requires at least one director (which can be you, even as a non-resident).
  • A shareholder (owner) is also required, but it can be the same person as the director.
  • There is no restriction on nationality, meaning non-UK residents can fully own and manage their company.

If you plan to have multiple investors or partners, ensure share allocations are properly documented.

5. Submit Incorporation Documents

1st Formations handles all required paperwork and submits your application to Companies House for official approval. This process typically takes 24 hours, making it one of the fastest ways to establish a legal business entity in the UK.

👉 Let 1st Formations handle everything for you! Click here to get started.

Setting Up a Stripe Business Account as a Non-Resident

Setting Up a Stripe Business Account as a Non-Resident

Once your UK company is registered, you can apply for a Stripe business account. Here’s how:

1. Use Your UK Business Details

To open a Stripe account, you’ll need to provide:

  • Company Name & Registration Number
  • Registered Office Address (provided by 1st Formations)
  • UK Business Bank Account

Stripe requires a UK-based business entity, and using a UK-registered company ensures smooth approval.

2. Open a UK Business Bank Account

Non-UK residents can use Wise, Payoneer, or WorldFirst to get a UK business account. 1st Formations includes WorldFirst business banking referral in their package. A UK bank account is necessary to receive payments from Stripe.

3. Verify Your Identity & Address

Stripe requires:

  • Your passport or national ID
  • A UK business bank account statement or utility bill

👉 Want to start your Stripe account setup? Get your UK company first!

1st Formations’ Non-Residents Package

For just £149.99, you get:

  • Online UK Company Registration
  • WorldFirst UK Business Banking Referral
  • Three Covent Garden Address Services
  • Free Worldwide Document Delivery
  • Online Company Manager for Easy Administration

💰 You save £418.00 compared to buying services separately!

👉 Grab your discounted Non-Residents Package now!

Taxation & Compliance for Non-Residents

  • Corporation Tax: UK limited companies pay 19-25% tax depending on profits.
  • VAT Registration: Required if turnover exceeds £90,000/year.
  • Annual Compliance: 1st Formations helps file annual confirmation statements and company accounts.

Zenithtechs Recommends: Can You Form an LLC by Yourself as a Non-U.S. Resident?

Frequently Asked Questions

Can I open a UK Stripe account if I’m not a UK resident?

Yes! By forming a UK company and providing the required documents, Stripe accepts non-UK resident entrepreneurs.

Do I need a UK phone number for Stripe?

No, but having a UK number can help with verification. Services like Skype, Sonetel, or TollFreeForwarding offer virtual UK numbers.

How long does it take to set up a UK company?

With 1st Formations, it takes 24-48 hours to get your company registered and ready for business.

Can I use 1st Formations to manage my tax filings?

Yes! They offer accounting, VAT registration, and tax compliance services to keep your company in good standing.

👉 Take the first step to your UK business and Stripe account today!

Conclusion

Setting up a UK company as a non-resident and getting a Stripe account is easier than ever with 1st Formations. Their Non-Residents Package provides everything you need, from company registration to business banking and compliance.

🚀 Don’t wait! Get started today and unlock global payment opportunities with Stripe.

👉 Click here to register your UK company now!

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